Privacy Policy

At Sound Mortgage, Inc., we know that the foundation of every business relationship is built on trust. While we must maintain information about you to effectively provide you with our financial products and services, we want you to know that we are dedicated to safeguarding our relationship with you as well as protecting the privacy of your nonpublic personal information. This statement of policy is designed to inform you about the types of information we collect, how we use that information, and finally, how we protect that information.

In connection with providing you a service, we collect certain 'nonpublic personal information.' This information may include, for example, contact information, demographic background, account balances, income, assets, insurance premiums, payment history, credit history. We may collect such information from the following sources: directly from you; from your transactions with us or others; from third parties, such as credit reporting agencies, employers, and appraisers.

Sound Mortgage works with a variety of third parties to bring you financial services. We may share information that we collect to provide you with services and products that you have specifically requested, to offer you additional products and services, and as necessary to conduct business. An example of the latter would be disclosure of information to third parties that assist us in servicing your loan or billing you for loan payments. We may also disclose information about you to governmental agencies so as to comply with reporting and other legal requirements, such as sending annual statements to the IRS or in response to subpoenas. We do not share information about you with any affiliated or nonaffiliated third parties; other than as necessary to provide services you have specifically requested.

To maintain the security of your information, we restrict access to your personal and account information to employees and service providers so that they can provide or offer products and services to you, process and service your accounts, and administer business. We maintain physical, electronic and procedural safeguards to guard this personal information. Even if you are no longer a customer, we will continue to treat your nonpublic personal information in the same way as if you were still a customer. We hold our employees to these high standards because we believe your privacy should never be compromised and the security of your personal information is important to us. We want you to know that we value your business and are committed to protecting your privacy.

This policy replaces all previous disclosures we may have provided you about our information practices. We reserve the right to change this policy, and to apply any changes to information previously collected, as permitted by law. If you cease to be our customer, our information practices in this policy, as amended from time to time, will continue to apply to the extent that we retain information about you that we collected while you were our customer. Except as expressly noted, this policy relates only to nonpublic personal information practices and does not affect our information practices with respect to other information.

The examples contained in this Privacy Policy are illustrations only, and are not intended to be exhaustive.

'Site' refers to this Internet web site (soundmtg.com) and its related services. 'You' or 'User' refers to a registered user of this Site. 'Sound Mortgage' or 'We' refers to Sound Mortgage, Inc.

Sound Mortgage is not responsible for the privacy practices of the content of any other web sites to which we link or to which we are linked. We encourage you to read the posted privacy statement whenever interacting with any web site.

This area of the site is for the benefit of users. The private and shared work space areas of the site help to facilitate communication and the exchange and sharing of information. The information contained in private work spaces shared between users and Sound Mortgage is not used for any purposes other than to facilitate communication and the exchange of information between the parties involved.